Home Insurance Costs with Deductible Scenarios in Houma, LA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Houma, LA	$153000	$1077	$1,481
Montegut, LA	$82100	$736	$1,013
Choctaw, LA	$32700	$234	$322
Lafourche, LA	$144300	$1038	$1,429
Kraemer, LA	$107400	$932	$1,282
Larose, LA	$134100	$765	$1,052
Thibodaux, LA	$148500	$670	$922
Schriever, LA	$101800	$634	$872
Bayou Country Club, LA	$243900	$1475	$2,030
Lockport, LA	$104300	$910	$1,252

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Impact of Coverage Amount on Home Insurance Cost In Houma, LA

Coverage Amount	Home Insurance Cost ($)
$100,000	$853
$200,000	$2,908
$300,000	$3,784
$400,000	$4,808
$500,000	$6,154
$750,000 to $1000,000	$7,116
Above $1000,000	$8,414

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Houma, LA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Houma, LA Average Home Insurance Cost	$1,499.4
State Average Home Insurance Cost	$1,666
Difference Vs national Average	275.4

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Top Homeowners Insurance Companies in Houma, LA

Insurance Provider	Average Homeowners Insurance Cost($)
Allstate	$1,308
State Farm	$1,247
ASI Lloyds	$1,050
United	$780

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Houma, LA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-180	1319
One Claim	+105	1604
Two Claims	+180	1679

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