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Home Insurance Costs with Deductible Scenarios in Lafayette, LA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Lafayette, LA $172500 $979 $1,348
Maurice, LA $162500 $1239 $1,705
Grand Coteau, LA $88200 $787 $1,083
Church Point, LA $75900 $682 $939
Crowley, LA $98100 $615 $846
Lafayette, LA $172500 $979 $1,348
Sunset, LA $147600 $1170 $1,610
Parks, LA $87800 $783 $1,078
Kaplan, LA $90200 $803 $1,105
Abbeville, LA $85100 $639 $880

Impact of Coverage Amount on Home Insurance Cost In Lafayette, LA

Coverage Amount Home Insurance Cost ($)
$100,000 $796
$200,000 $2,387
$300,000 $3,064
$400,000 $3,839
$500,000 $4,914
$750,000 to $1000,000 $5,682
Above $1000,000 $6,718


Lafayette, LA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Lafayette, LA Average Home Insurance Cost$1,363.995
State Average Home Insurance Cost$1,666
Difference Vs national Average139.995

Top Homeowners Insurance Companies in Lafayette, LA

Insurance Provider Average Homeowners Insurance Cost($)
Liberty Mutual $1,350
Allstate $1,308
ASI Lloyds $1,050
Centauri Specialty $1,031

Lafayette, LA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -191 1173
One Claim +109 1473
Two Claims +164 1528