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Home Insurance Costs with Deductible Scenarios in Lafourche, LA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Lafourche, LA $144300 $1038 $1,429
Houma, LA $153000 $1077 $1,481
Bayou Blue, LA $150200 $675 $929
Cut Off, LA $129100 $761 $1,047
Dulac, LA $67200 $602 $829
Galliano, LA $115500 $701 $965
Presquille, LA $227100 $1442 $1,985
Mathews, LA $183200 $1320 $1,816
Lockport, LA $104300 $910 $1,252
Bourg, LA $161800 $1236 $1,701

Impact of Coverage Amount on Home Insurance Cost In Lafourche, LA

Coverage Amount Home Insurance Cost ($)
$100,000 $1,119
$200,000 $3,200
$300,000 $3,815
$400,000 $4,876
$500,000 $6,241
$750,000 to $1000,000 $7,216
Above $1000,000 $8,533


Lafourche, LA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Lafourche, LA Average Home Insurance Cost$1,446.3
State Average Home Insurance Cost$1,666
Difference Vs national Average222.3

Top Homeowners Insurance Companies in Lafourche, LA

Insurance Provider Average Homeowners Insurance Cost($)
Allstate $1,308
State Farm $1,247
Centauri Specialty $1,031
United $780

Lafourche, LA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -174 1273
One Claim +87 1533
Two Claims +174 1620