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Home Insurance Costs with Deductible Scenarios in Lake Charles, LA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Lake Charles, LA $145900 $1046 $1,439
Moss Bluff, LA $171200 $695 $956
Prien, LA $210700 $765 $1,052
Sulphur, LA $124500 $742 $1,021
Westlake, LA $109000 $943 $1,297
Lacassine, LA $105500 $918 $1,264
Iowa, LA $112400 $966 $1,329
Hayes, LA $66400 $595 $818
Calcasieu, LA $138100 $1009 $1,389
Gillis, LA $99100 $872 $1,199

Impact of Coverage Amount on Home Insurance Cost In Lake Charles, LA

Coverage Amount Home Insurance Cost ($)
$100,000 $848
$200,000 $3,099
$300,000 $4,071
$400,000 $5,068
$500,000 $6,487
$750,000 to $1000,000 $7,501
Above $1000,000 $8,869


Lake Charles, LA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Lake Charles, LA Average Home Insurance Cost$1,456.2
State Average Home Insurance Cost$1,666
Difference Vs national Average232.2

Top Homeowners Insurance Companies in Lake Charles, LA

Insurance Provider Average Homeowners Insurance Cost($)
State Farm $1,247
ASI Lloyds $1,050
Maison $1,042
United $780

Lake Charles, LA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -204 1252
One Claim +116 1573
Two Claims +204 1660