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Home Insurance Costs with Deductible Scenarios in New Orleans, LA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
New Orleans, LA $205000 $937 $1,289
Timberlane, LA $163200 $708 $975
Meraux, LA $160400 $701 $965
Marrero, LA $130700 $972 $1,337
Lacombe, LA $157300 $694 $955
Elmwood, LA $178700 $1303 $1,793
Avondale, LA $93000 $587 $807
Harahan, LA $224600 $783 $1,077
River Ridge, LA $253100 $813 $1,118
Westwego, LA $125600 $746 $1,027

Impact of Coverage Amount on Home Insurance Cost In New Orleans, LA

Coverage Amount Home Insurance Cost ($)
$100,000 $528
$200,000 $1,799
$300,000 $2,630
$400,000 $3,161
$500,000 $4,046
$750,000 to $1000,000 $4,678
Above $1000,000 $5,532


New Orleans, LA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
New Orleans, LA Average Home Insurance Cost$1,304.775
State Average Home Insurance Cost$1,666
Difference Vs national Average80.775

Top Homeowners Insurance Companies in New Orleans, LA

Insurance Provider Average Homeowners Insurance Cost($)
Allstate $1,308
ASI Lloyds $1,050
Centauri Specialty $1,031
United $780

New Orleans, LA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -183 1122
One Claim +104 1409
Two Claims +183 1487