Home Insurance Costs with Deductible Scenarios in St. Bernard, LA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
St. Bernard, LA	$139200	$1015	$1,396
St. Bernard, LA	$139200	$1015	$1,396
Bay St. Louis, MS	$162900	$748	$1,029
Long Beach, MS	$143800	$696	$957
Lyman, MS	$169800	$1078	$1,483
Venice, LA	$83900	$751	$1,033
Waggaman, LA	$109500	$673	$926
Eden Isle, LA	$296700	$795	$1,094
Diamondhead, MS	$163000	$748	$1,030
Marrero, LA	$130700	$972	$1,337

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Impact of Coverage Amount on Home Insurance Cost In St. Bernard, LA

Coverage Amount	Home Insurance Cost ($)
$100,000	$998
$200,000	$3,244
$300,000	$4,245
$400,000	$4,990
$500,000	$6,387
$750,000 to $1000,000	$7,385
Above $1000,000	$8,733

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St. Bernard, LA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
St. Bernard, LA Average Home Insurance Cost	$1,413
State Average Home Insurance Cost	$1,666
Difference Vs national Average	189

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Top Homeowners Insurance Companies in St. Bernard, LA

Insurance Provider	Average Homeowners Insurance Cost($)
Allstate	$1,308
State Farm	$1,247
ASI Lloyds	$1,050
Maison	$1,042

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St. Bernard, LA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-170	1243
One Claim	+85	1498
Two Claims	+170	1583

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