Get Quotes From The Best & Compare

Home Insurance Costs with Deductible Scenarios in St. Charles, LA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
St. Charles, LA $185800 $897 $1,234
Elmwood, LA $178700 $1303 $1,793
Metairie, LA $223000 $781 $1,075
Harahan, LA $224600 $783 $1,077
Des Allemands, LA $115300 $985 $1,356
Pleasure Bend, LA $99300 $873 $1,201
River Ridge, LA $253100 $813 $1,118
Gretna, LA $167200 $686 $944
Kenner, LA $170900 $974 $1,341
Avondale, LA $93000 $587 $807

Impact of Coverage Amount on Home Insurance Cost In St. Charles, LA

Coverage Amount Home Insurance Cost ($)
$100,000 $609
$200,000 $1,945
$300,000 $2,717
$400,000 $3,398
$500,000 $4,349
$750,000 to $1000,000 $5,029
Above $1000,000 $5,947


St. Charles, LA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
St. Charles, LA Average Home Insurance Cost$1,248.75
State Average Home Insurance Cost$1,666
Difference Vs national Average24.75

Top Homeowners Insurance Companies in St. Charles, LA

Insurance Provider Average Homeowners Insurance Cost($)
State Farm $1,247
ASI Lloyds $1,050
Maison $1,042
Centauri Specialty $1,031

St. Charles, LA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -150 1099
One Claim +75 1324
Two Claims +150 1399