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Home Insurance Costs with Deductible Scenarios in St. Mary, LA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
St. Mary, LA $97000 $796 $1,095
St. Mary, LA $97000 $796 $1,095
Baldwin, LA $58800 $521 $716
Patterson, LA $100500 $627 $863
Bayou Vista, LA $89600 $798 $1,099
Morgan City, LA $131400 $1084 $1,492
Charenton, LA $90000 $801 $1,103
Berwick, LA $108700 $941 $1,294
White Castle, LA $89800 $800 $1,101
Welcome, LA $86800 $775 $1,067

Impact of Coverage Amount on Home Insurance Cost In St. Mary, LA

Coverage Amount Home Insurance Cost ($)
$100,000 $1,339
$200,000 $3,534
$300,000 $4,725
$400,000 $5,543
$500,000 $7,095
$750,000 to $1000,000 $8,204
Above $1000,000 $9,700


St. Mary, LA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
St. Mary, LA Average Home Insurance Cost$1,108.56
State Average Home Insurance Cost$1,666
Difference Vs national Average-115.44

Top Homeowners Insurance Companies in St. Mary, LA

Insurance Provider Average Homeowners Insurance Cost($)
Allstate $1,308
ASI Lloyds $1,050
Centauri Specialty $1,031
United $780

St. Mary, LA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -133 976
One Claim +89 1197
Two Claims +155 1264